Credit Segment Manager Full Time

An industry-leading company in the business & commercial banking industry is currently seeking the expertise of an experienced Credit Segment Manager (Rental Finance) to join their team in Sandton, Johannesburg.

ROLE PURPOSE:

• Evaluate and manage the credit and associated risks within an allocated portfolio combined with that of the relevant segment/s.
• Integrate and manage the credit function by ensuring that the quality of credit risks across the regions are aligned with the Bank’s risk appetite, which includes minimising the risk of loss through bad debts while maximising profits.
• Provide leadership by inspiring, energising and driving a team of Credit Manager/s to deliver on their respective objectives. To ensure that the core deliverables of Credit are achieved and maintained.

DIRECT REPORTS:

• The job holder has direct reports. The number of total direct reports is: Credit Managers x 3

KEY PERFORMANCE AREAS:

• Functional Strategy Execution
• Portfolio Management
• Finance Management
• People Management
• Risk Management and Reporting
• Stakeholder Engagement

KEY TASKS & RESPONSIBILITIES:

• Functional Strategy Execution
• Portfolio Management
• Finance Management
• People Management
• Risk Management & Reporting
• Stakeholder Engagement
• EXCO/MANCO
• Rental Product
• Financial Assessments
• Securing Deals
• Operations
• Book Purchases

KNOWLEDGE

• Commercial, business and financial principles and practices
• People Management
• Change Management
• Project Management
• Governance and risk management principles
• Business processes, policies and systems
• Application of relevant credit and risk legislation in an organisation (NCA, CPA, Companies Act, Insolvency Act, etc.)
• Impact of regulatory bodies (BASA, SARB, SACCRA, NCR, and FIC) on the functioning of an organisation

REQUIREMENTS

• At least 3 years experience at Senior Management Level
• At least 7 years Credit Management experience, within the Commercial and Business markets
• Previous supervisory or leadership experience

Hire Resolve is a top-tier recruitment firm that focuses on placing skilled professionals in permanent employment.

Hire Resolve focuses on working with senior-level executives and we pride ourselves on delivering excellent service to our candidates and clients.

• Salary: negotiable.
• Our client is offering a highly competitive salary for this role based on experience.
• Apply for this role today, visit the Hire Resolve website: hireresolve.us or email us: Financialcareers@hireresolve.za.com
• Alternatively, you are welcome to connect with Shannon Watson, Merina Naicker or Lindy Du Plessis on LinkedIn