Commercial Underwriter || Full Time

An established and reputable insurance company is seeking a Senior Commercial Underwriter to join their dynamic team. The successful candidate will be responsible for managing and assessing complex commercial risks, ensuring compliance with underwriting guidelines, and building strong relationships with brokers to drive portfolio growth.

Responsibilities

• Analyse and underwrite new and existing commercial insurance business within agreed authority levels.

• Apply binder agreements and manage binder functions effectively in compliance with regulations.

• Evaluate risk profiles, claims history, and loss ratios to determine appropriate terms, premiums, and coverage.

• Prepare and present quotations, renewal terms, and alternative cover options to brokers.

• Conduct portfolio management to ensure profitability and sustainable growth.

• Maintain and strengthen relationships with brokers through prompt service and professional interaction.

• Ensure compliance with company underwriting guidelines, statutory requirements, and industry best practices.

• Utilise Cardinal 360 for processing, administration, and portfolio monitoring.

• Identify and recommend opportunities for cross-selling and business development.

• Contribute to process improvements and underwriting best practice initiatives.

Requirements

• Regulatory Examination 5 (RE5) – Essential

• NQF Level 5 qualification in Short Term Insurance – Essential

• Minimum 5 years’ experience in commercial underwriting, including:

  • Experience handling complex risks and large accounts

  • Binder experience – Essential

• Proficiency in Cardinal 360 insurance system – Essential

• Strong technical knowledge of commercial insurance products and policy wording.

• Excellent communication, negotiation, and decision-making skills.

• Proven ability to manage broker relationships effectively.

Benefits

• A competitive salary aligned with industry standards and your experience.

• Contact Hire Resolve for your next career-changing move today

  • Apply for this role today, contact Lidene Pienaar at Hire Resolve or on LinkedIn
  • You can also visit the Hire Resolve website: hireresolve.us or email us your CV: financialcareers@hireresolve.za.com
  • Please use “Underwriter “ as your subject line when applying via email 

  We will contact you telephonically in 3 days should you be suitable for this vacancy. If you are not suitable, we will put your CV on file and contact you regarding any future vacancies that arise